Aktia

Country: Finland

Business usage

As Aktia Bank does not yet provide a dedicated interface for third-party providers, the contingency mechanism is used, which results in certain limitations:

• in order to authenticate to the bank and authorise access to account information, user ID and password for Aktia Internet bank, as well as paper security codes need to be used;
• the maximum authorisation period for retrieval of account information is 1 hour since authentication, after this period re-authentication needs to be done.

The following screenshots show authentication path for customers of Aktia Bank.

Personal usage

The authentication flow and limitations described for the business usage are applicable to the personal usage as well.